Company Information: Delta Financial Ratios ("DFR") operates this website and provides financial recovery and support services. 

​

Corporate Address: 10080 Bellaire Blvd #207, Houston, TX 77072.

 

Contact Channels: You can reach our team via email at verification@dfr-us.com or by calling our phone number line at (888) 505-8816.

 

Regulatory & Financial Disclaimer: DFR operates as a financial services provider. Information provided on this website is for general informational purposes and does not constitute formal legal, tax, or investment advice.

State Law Disclosures: Our compliance framework aligns with applicable state and federal data protection standards, including specific consumer rights provisions under the California Privacy Rights Act (CPRA), the Virginia Consumer Data Protection Act (VCDPA), and the Colorado Privacy Act (CPA).

 

Data Retention and Deletion Policy (CCPA/CPRA §1798.100(a)(3) Compliance)

We retain personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected, including for satisfying any legal, regulatory, tax, accounting, or reporting requirements.

• Identity Verification Documents: In strict compliance with California Civil Code §1798.100(a)(3), copies of identification documents (such as driver's licenses, passports, or verification photos) submitted for identity or eligibility verification will be securely deleted, purged, or permanently anonymized immediately after the verification process is successfully completed, unless a longer retention period is specifically required by law or regulatory mandates.

• Financial and Account Records: Financial transaction history, loan records, and account data are retained for the duration of your active relationship with DFR and for the legally mandated period thereafter (typically 5 to 7 years) to comply with applicable banking, tax, and anti-money laundering (AML) laws.

• Technical and Analytics Data: Automatically collected technical data (such as IP addresses and browser logs) is retained for a limited operational window (not exceeding 12 months) for system security and performance optimization, after which it is automatically purged.
   

Once the applicable retention period expires, personal information is securely destroyed, deleted from active servers, or irreversibly anonymized in accordance with industry-standard data destruction practices.

External Links Disclaimer: Our website may contain links to third-party external websites. Once you navigate away from our platform, external privacy policies, terms, and disclosures apply, and DFR assumes no responsibility or liability for third-party practices.  

Security & Transmission Notice: While we implement robust administrative, technical, and physical safeguards—such as encryption and multi-factor authentication—to protect your personal and financial information, no method of transmission over the internet is completely secure.