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DFR - Department of Financial Recovery 

Committed to strengthening the economic foundation, DFR (Department of Financial Recovery) is an independent, non-governmental organization pioneering the field of financial recovery and stabilization in the United States.

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DFR specializes in providing in-depth economic support solutions for small and medium-sized enterprises (SMEs). The core focus of DFR's operations is the deployment of strategic relief funds, delivering timely financial rescue and establishing a foundation for sustainable growth for business owners.

MAPF
Rebate Monthly Authorization Processing Fee

Giving small businesses their monthly authorization processing fee back could cost up to $35,000 for the whole scheme.

IRF
Inflation Relief Fund 

Providing a budget allocation of up to $22,000 by refunding between 30% and 86% of processing fees for entities experiencing a revenue decline of over 25%.

How the Program works?

A simple step-by-step process designed for clarity and transparency.

04 STEPS

​STEP 01 —SUBMIT YOUR APPLICATION

Provide basic business details and your recent processing statement (or equivalent).

STEP 02 — ELIGIBILITY REVIEW

We check qualification criteria and verify documents to confirm program fit.

STEP 03 — APPROVAL & CALCULATION

If approved, we determine the eligible reimbursement range based on your profile and documentation.

STEP 04 — FUNDING & UPDATES

You’ll receive updates and next steps, with a way to track your application status.

​Check Your Eligibility

A quick checklist to see if your business may qualify.

You operate a legally registered business in the U.S.

You can provide proof of business activity (license/registration).

You can provide ownership verification (if applicable).

You can provide a voided check or bank verification document.

You can provide recent processing/transaction documentation (statement, report, or equivalent).

Required Documents

Having these ready helps speed up verification and reduces back-and-forth.

Business & Identity

  • Business license or registration document

  • Owner/authorized signer ID (government-issued)
     

Banking

  • Voided check OR official bank letter/statement showing account & routing
     

Verification

  • Ownership verification (if applicable)

  • Recent processing/transaction documentation (statement/report)
     

Optional (helps approval speed)

  • Utility bill or proof of business address (if requested)

  • Additional supporting documents if program rules require it

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Good Standing Community

The Department of Bank Card provides a 5-7% subsidy to small company owners who recommend other business owners to apply for the program in order to promote a robust ethnic community.

Rebate Monthly Authorization Processing Fee

The initiative designates a total fund of $35,000 to support eligible small businesses with fewer than 100 employees through distribution among qualifying participants:

Unable to secure reasonable credit

In order to be eligible, The business is unable to secure the desired credit on reasonable terms from non-federal, non-state, and non-local government sources.

Headquartered in the U.S. with at least 51%

The business is a U.S.-based enterprise: at least 51% of the business's employees and assets are located within the United States.

Consists of 100 or fewer employees

Most sole proprietorships, independent businesses/contractors, for-profit organizations, etc., are eligible. This program does not apply to the agricultural sector.

IRF - Inflation Relief Fund 

Refund PAF reimburses applicants between 60 and 85 percent of the merchant authorization credit card processing fee cost if they:

Is located in a low-income community

In order to be eligible, the business address must be in a low-income community. Before applying, prospective candidates are encouraged to verify if they fit the low-income community eligibility condition by looking at the map.

Has 20 or fewer employees

Applications are accepted from business entities that are typically eligible for the Refund PAF program. This covers independent contractors, private, nonprofit organizations, and sole proprietors. Businesses engaged in agriculture are not qualified.

Be a U.S business

You must have at least 51% of your assets and personnel in the United States.

(888) 505-8816

11720 Amber Park Drive Alpharetta, GA 30009

Disclaimer: DFR is not a government agency and is not affiliated with any federal or state government entity. Program availability, eligibility, and reimbursement outcomes depend on verification and program guidelines.

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